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						<title>Kistler Tiffany Benefits RSS</title>
						<link>http://ktbenefits.com</link>
						<description>Carrier Updates</description>
						<language>en-US</language>
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							<title>Kistler Tiffany Benefits</title>
							<url>http://ktbenefits.com/images/Logo.gif</url>
							<link>http://ktbenefits.com</link>
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				<pubDate>2011-11-01 13:43:03 GMT</pubDate>
				<title>Broker Bonus Extended</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=1241</link>
				<description><![CDATA[<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">Attached is Brief Notes V. 20, No. 806, regarding Broker Bonus Extended.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">Please share this information with your colleagues and clients.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">Please contact your Horizon BCBSNJ sales representative with any questions on the Brief Notes release.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">(See attached file: BB 2011 Broker Bonus Extended.pdf)</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">To view, please right click or double click the file, then choose "Launch"</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">or "View".</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">To print, choose the "File" drop-down menu from the Acrobat Reader program.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">Select "Print".<span style="mso-spacerun: yes;">&nbsp; </span>In the Print dialogue box, click to select the "Print as image" option.<span style="mso-spacerun: yes;">&nbsp; </span>Click "OK" to print.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">As always, the archive of broker Brief Notes can be found under "Broker Newsletters" on the broker portal our corporate Web site</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><a href="http://www.horizon-bcbsnj.com/brokers/forms/newsletters.html"><span style="font-family: Consolas; color: #0000ff; font-size: small;">http://www.horizon-bcbsnj.com/brokers/forms/newsletters.html</span></a></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">Please forward e-mail address additions or corrections directly to Jean Fraher at </span><a href="mailto:jean_fraher@horizon-bcbsnj.com"><span style="font-family: Consolas; color: #0000ff; font-size: small;">jean_fraher@horizon-bcbsnj.com</span></a><span style="font-family: Consolas; font-size: small;">.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">Thank you.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">==============================================================================</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">This message and any attachments are solely for the intended recipient. If you are not the intended recipient, disclosure, copying, use, or distribution of the information included in this message is prohibited -- please immediately and permanently delete this message.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">==============================================================================</span></p>]]></description>
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				<pubDate>2011-10-26 11:17:12 GMT</pubDate>
				<title>October Monthly Client Manager Email</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=1233</link>
				<description><![CDATA[<p>Attached is the most current version of the email that Highmark Client Managers are forwarding to our mutual customers</p>]]></description>
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				<pubDate>2011-07-26 07:23:55 GMT</pubDate>
				<title>Horizon BCBSNJ Brief Notes V. 20, No. 785 - Horizon Blue Cross Blue Shield of New Jersey: Invested in New Jersey hospitals</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=1100</link>
				<description><![CDATA[<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-family: Consolas; font-size: small;">Attached is Brief Notes V. 20, No. 785, regarding Horizon Blue Cross Blue Shield of New Jersey:<span style="mso-spacerun: yes;">&nbsp; </span>Invested in New Jersey hospitals.</span></p>]]></description>
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				<pubDate>2011-06-14 13:13:17 GMT</pubDate>
				<title>Spring 2011 Broker News from Health Advocate</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=1065</link>
				<description><![CDATA[]]></description>
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				<pubDate>2011-06-14 12:58:17 GMT</pubDate>
				<title>Horizon BCBSNJ Brief Notes V. 20, No. 777 - Creditable Coverage Requirements</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=1055</link>
				<description><![CDATA[<p><span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; font-size: 11pt; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Brief Notes V. 20, No. 777, regarding Creditable Coverage Requirements.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description>
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				<pubDate>2010-12-08 20:38:34 GMT</pubDate>
				<title>Small Group Broker Compensation Changes</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=867</link>
				<description><![CDATA[<div>
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<p class="MsoNormal" style="margin: 0in 0in 0pt;"><a name="top"><span style="font-family: Times New Roman; font-size: small;">&nbsp;</span></a><span style="font-size: small;"><span style="font-family: Times New Roman;"><img id="_x0000_i1025" src="http://contentm.mkt2614.com/ra/2010/1636/11/3570216/Broker%20Update%20banner.gif" border="0" alt="" width="600" height="100" /></span></span></p>
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<p><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">RE: Broker Compensation Changes &ndash; Small Group Medical Products</span><span style="font-family: Times New Roman;"><span style="font-size: 10pt;">&nbsp;</span></span></p>
<p><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">Dear Valued Broker:</span><span style="font-family: Times New Roman;"><span style="font-size: 10pt;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">At Aetna, we recognize the value that our broker partners provide to our mutual customers. We also understand that issues such as increasing medical costs and health care reform require us all to think differently about how we meet the needs of the marketplace. With these factors in mind, we would like to share some of the changes we are making to help Aetna,&nbsp;our customers and broker partners prepare for a new era of health care.</span></p>
<p><strong><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">Changing Environment </span></strong><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;"><br />The Patient Protection and Affordable Care Act (PPACA) requires insurers to meet an 80 percent Minimum Loss Ratio requirement for the small group health insurance market. In order to comply and ensure competitive pricing for our customers, we are looking at ways to operate more effectively and efficiently in this market. This includes changes to our broker compensation structure.</span></p>
<p><strong><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">New Compensation Details</span></strong><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;"><br />We will be making state-specific changes. In certain states, we will be calculating commissions based on a Per Employee Per Month (PEPM) model. States that remain on a percentage of premium model will see changes in the standard rates. These changes will apply to all new and renewal business effective on or after January 1, 2011.</span></p>
<p><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">Details on the new compensation structure &ndash; <strong>including the changes that are taking place in each state</strong> - can be found on Producer World. Please visit <a name="PW">&nbsp;</a><a href="http://links.mkt2614.com/ctt?kn=2&amp;m=3570216&amp;r=MTU4NDAzMTQ1NzMS1&amp;b=0&amp;j=MjEwMzY2OTIxS0&amp;mt=1&amp;rt=0" target="_blank"><span style="color: #0000ff;">https://www.aetna.com/producer/CompServices/index.html </span></a>to learn more. This letter serves as notice pursuant to Section F(13) of the Aetna Producer Agreement that, for Small Group medical accounts, Aetna will, as outlined above, either change the standard rates for the percentage of premium model, or transition to a PEPM model.</span></p>
<p><strong><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">Looking Forward</span></strong><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;"><br />We recognize the important role that you play as an independent and trusted resource for customers who are making health insurance decisions. We appreciate the support that you provide in educating and counseling customers, and we will continue to collaborate with you to provide this valuable service to our mutual customers. This includes providing you with tools and resources that help you better serve your current and future clients.</span></p>
<p><span style="font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; font-size: 10pt;">Sincerely,<br /><br />Glenn Hilsinger<br />Senior Vice President of Sales</span></p>
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				<pubDate>2010-11-10 07:42:46 GMT</pubDate>
				<title>November 16 Tuesday Tidbits webinar: Aetna's technology for consumers</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=833</link>
				<description><![CDATA[]]></description>
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				<pubDate>2010-10-06 08:20:20 GMT</pubDate>
				<title>Announcement From CIGNAHealthCare</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=770</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">September 2010</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">FROM:&nbsp; Vince Sobocinski, President and General Manager </span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"><span style="font-size: small;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">CIGNA HealthCare of Pennsylvania, Delaware, Ohio &amp; Michigan</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Dear Valued Clients and Partners:</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">CIGNA is one of the first companies to earn the National Committee for Quality Assurance (NCQA) quality rating for its health and wellness programs. The Wellness &amp; Health Promotion (WHP) Accreditation &ndash; &ldquo;Accredited With Performance Reporting&rdquo; - was achieved late last year. </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Qualifying as an early adopter reinforces CIGNA's status as a marketplace leader in health promotion, and shows our willingness to externally validate the quality and value of our comprehensive wellness programs.&nbsp; </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">The accreditation program assesses several key areas in health promotion including: </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Implementation of employer assessments and worksite support to wellness</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; programs </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Protection of personal health information and consumer rights</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Comprehensive health appraisal tool and process to assess population health</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; risks</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Self-management programs</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Delivery of telephonic health coaching </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Effective use and management of incentives</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Comprehensive quality improvement program </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Performance measurement of population risk reduction and health</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; improvement</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">To pursue Wellness and Health Promotion Accreditation an organization must offer programs aimed at improving population health and reducing health risks such as:</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Tobacco use </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Weight</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Physical activity</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Nutrition</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-indent: -0.25in; margin: 0in 0in 0pt;"><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&sect;</span></strong><strong><span style="font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-ascii-font-family: Wingdings;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span></strong><strong><span style="font-family: Wingdings; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"> </span></strong><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Stress </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Just as CIGNA led the way in NCQA accreditation, we intend to be at the forefront at communicating Healthcare Reform updates and how they will affect our valued clients and partners. We also recognize the unique perspective each of you has and welcome the opportunity to share that point of view across our relationships with clients, customers, brokers, consultants, and healthcare professionals. Look for updates in the coming weeks. </span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Our mission remains to improve the health, well being, and sense of security of the people we serve; to deflect and control the rising costs of healthcare to our clients in an immediate and sustainable way; and to partner with those who share our values and look to cultivate and create mutually successful relationships.</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Sincerely,</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;"></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">Vince Sobocinski</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">President &amp; General Manager</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">CIGNA HealthCare of Pennsylvania, Delaware, Ohio &amp; Michigan</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Stone Serif&quot;,&quot;serif&quot;; font-size: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial;">&nbsp;</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';"></span></p>]]></description>
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				<pubDate>2010-09-13 09:44:32 GMT</pubDate>
				<title>New - Aetna Small Group contact sheet</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=751</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: blue; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';">Attached is an updated Aetna Small Group SERVICE CONTACT SHEET for&nbsp;existing Aetna Small Group Clients. </span><span style="mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="mso-fareast-font-family: 'Times New Roman';"><span style="font-size: small;"><span style="font-family: Times New Roman;">&nbsp;</span></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: blue; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';">It has been updated with our new email addresses for billing &amp; enrollment, new fax number for enrollments, and online tools/info for customers. </span><span style="mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="mso-fareast-font-family: 'Times New Roman';"><span style="font-size: small;"><span style="font-family: Times New Roman;">&nbsp;</span></span></span></p>]]></description>
			</item><item>
				<pubDate>2010-09-01 07:26:50 GMT</pubDate>
				<title>Join Horizon BCBSNJ in the fight against breast cancer.</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=725</link>
				<description><![CDATA[<div>
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<p><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc;"><span style="font-size: small;">What do Facebook, the fight against breast cancer and Horizon BCBSNJ have in common?</span></span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 10pt;"><br /><br /><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">The Horizon Blue Cross Blue Shield of New Jersey Facebook page! </span></strong></span></p>
<p><span style="color: #666666;"><span class="copy1"><span style="font-size: 9pt;"><span style="font-family: Arial;">We wanted you to know that Horizon BCBSNJ recently launched a </span><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/r" target="_blank"><span style="font-family: Arial; color: #0000ff;">Facebook page</span></a><span style="font-family: Arial;">. As part of the launch, we thought you might like to </span></span></span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;">help us in the fight against breast cancer &ndash;</span></strong><em><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;"> at no cost to you!</span></strong></em><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/y"><br /></a><br /><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 10pt;"><span style="color: #666666;">Joining the fight against breast cancer is easy. </span></span></strong></span></p>
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<li class="MsoNormal" style="margin: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span class="copy1"><span style="font-size: 9pt; mso-fareast-font-family: 'Times New Roman';"><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/j" target="_blank"><span style="color: #666666;"><span style="font-family: Arial;">Simply go to our Facebook page </span></span></a></span></span><span style="mso-fareast-font-family: 'Times New Roman';"></span></li>
<li class="MsoNormal" style="margin: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-family: Arial;"><span class="copy1"><span style="font-size: 9pt; mso-fareast-font-family: 'Times New Roman';"><span style="color: #666666;">Click the &ldquo;Like&rdquo; button and watch entertaining videos about Timmy and his imaginary friend, Mr. Robert Hendrickson</span></span></span><span style="mso-fareast-font-family: 'Times New Roman';"></span></span></li>
</ul>
<p><span style="font-family: Arial;"><span style="color: #666666;"><span class="copy1"><span style="font-size: 9pt;">When you send the videos to a friend, </span></span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;">we&rsquo;ll make a</span></strong><span class="copy1"><span style="font-size: 9pt;"> </span></span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;">donation to the Susan G. Komen for the Cure Central and South Jersey Affiliate</span></strong><span class="copy1"><span style="color: #0066cc; font-size: 9pt;">.</span></span><span class="copy1"><span style="font-size: 9pt;"> The more people who view the videos, the more money we&rsquo;ll donate to fight breast cancer. Told you it was easy.</span></span></span></span></p>
<p><span style="color: #666666;"><span class="copy1"><span style="font-size: 9pt;"><span style="font-family: Arial;">If you &ldquo;Like&rdquo; our Facebook page, you&rsquo;ll also receive the latest news from Horizon BCBSNJ and be able to participate in fun activities about our great state and much more. We hope you will join us.</span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 9pt;"><br /><br /></span><span style="color: #666666;"><span class="copy1"><span style="font-family: Arial; font-size: small;">P.S. Do you have a favorite boardwalk at the New Jersey shore? </span><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/t" target="_blank"><span style="font-family: Arial; color: #0000ff; font-size: small;">Check out which ones rate the highest among our members.</span></a></span></span></span></p>
</td>
</tr>
</tbody>
</table>
</div>]]></description>
			</item><item>
				<pubDate>2010-06-29 20:33:09 GMT</pubDate>
				<title>Blue Cross Broker Flash - Radiology Pre Auth Reinstated</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=636</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; color: #1f497d; font-size: 11pt;">Basically the Pre-Authorization of high tech radiology services will be reinstated effective July 1 but providers won&rsquo;t see denials until September 1.&nbsp; Let your clients know the importance of staying in network and verifying pre authorization procedures.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; color: #1f497d; font-size: 11pt;">&nbsp;</span></p>]]></description>
			</item><item>
				<pubDate>2010-06-10 08:25:01 GMT</pubDate>
				<title>Horizon BCBSN Brief Notes Volume 19 No 705</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=621</link>
				<description><![CDATA[<p><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Brief Notes Vol 19 No 705 - Walgreens no longer participating in CVS Caremark pharmacy networks.&nbsp;&nbsp;</span><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"> <br style="mso-special-character: line-break;" /><br style="mso-special-character: line-break;" /></span></p>]]></description>
			</item><item>
				<pubDate>2010-06-07 15:27:34 GMT</pubDate>
				<title>Important - Please Read - SEH Bulletin Released</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=612</link>
				<description><![CDATA[<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">As we previously communicated, the SEH Board recently made a determination which will allow carriers to impose carrier-specific participation guidelines and limit the number of plan options that an employer can offer.</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">&nbsp;</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">Attached you will find two important documents.&nbsp; The first is Advisory Bulletin 10-SEH-04.&nbsp; This bulletin provides detailed insight into the new SHE guidelines.&nbsp; The second document provides the carrier specific guidelines for all carriers who offer SEH coverage in New Jersey.&nbsp; I would strongly suggest reviewing this document carefully as there are variations among the carriers&rsquo; underwriting guidelines.</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">&nbsp;</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">Please let us know if you have any questions about this important topic.</span></span></strong></p>]]></description>
			</item><item>
				<pubDate>2010-05-20 08:03:32 GMT</pubDate>
				<title>Aetna Small Group - Online Bill Payment! </title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=585</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';">Starting this month, our Small Group customers can now pay their monthly premiums online or by calling an automated phone number, 24/7, with no extra charge. This eliminates the need for checks, envelopes and postage while also supplying peace of mind that payments have been received. </span><span style="mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="mso-fareast-font-family: 'Times New Roman';"><span style="font-size: small;"><span style="font-family: Times New Roman;">&nbsp;</span></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';">Additional payment options</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';"> </span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy; font-size: 10pt;"></span></strong></p>
<p class="style16" style="margin: 5pt 3.75pt 5pt 7.5pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">Our Small Group customers can now pay their monthly bills by:</span><span style="color: black;"></span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">Calling our automated phone number: 1.866.350.7644. Customers will need to provide their bank account and Aetna account information.<br /><br style="mso-special-character: line-break;" /><br style="mso-special-character: line-break;" /></span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">Visiting <a href="http://www.aetnamemberresources.com/"><span style="color: #0066cc;">www.AetnaMemberResources.com</span></a>. Customers should click on &ldquo;billing&rdquo; and then look for the section labeled &ldquo;Small Group Employers&rdquo; where employers can provide their Aetna account and bank account information.</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt;"></span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">An <a href="http://aetnet.aetna.com/salesweb/documents/home/communication/2010/G14131AetnaRev.pdf"><span style="color: #0066cc;">employer print stuffer</span></a> will be included with the June/July billing statements (attached for your reference, feel free to share with your clients) </span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">We&rsquo;ll be adding the web address and pay by phone number to the Small Group billing statements starting in June.</span></p>]]></description>
			</item><item>
				<pubDate>2010-04-06 15:44:34 GMT</pubDate>
				<title>The road to success in PA, DE begins with Aetna wellness</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=535</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2010-04-06 15:42:23 GMT</pubDate>
				<title>Health Care Reform Bill Overview</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=533</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2010-03-03 08:00:57 GMT</pubDate>
				<title>Important AmeriHealth Reminders - Please read</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=503</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">AmeriHealth has asked KTB to remind brokers of the following important issues:</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoListParagraph" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; color: #1f497d; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-style: italic;"><span style="mso-list: Ignore;"><span style="font-size: small;">&middot;</span><span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">The <strong>25/50/500 Small Group plan option</strong> is primarily designated as a new business option.&nbsp; As a result, AmeriHealth only makes quoting available for this product on the HealthConnect system.&nbsp; AmeriHealth has reminded KTB that they have designated HealthConnect as a new business quoting tool and that they will only accept renewal change requests with rates that have been run on ROAM. &nbsp;Due to the fact that the 25/50/500 plan is not available to be quoted on ROAM (and a renewal change cannot be requested with a HealthConnect quote), <strong><em>any renewal submission with this option must be submitted to KTB at least 8 business days in advance of the renewal submission deadline</em></strong> to allow for Underwriting to develop the quote for this product.&nbsp; <strong><em>AmeriHealth has informed KTB that if the submission is not received at least 8 days prior to the deadline, they will not guarantee the requested change date.</em></strong></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><em><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></em></strong></p>
<p class="MsoListParagraph" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; color: #1f497d; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-style: italic;"><span style="mso-list: Ignore;"><span style="font-size: small;">&middot;</span><span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">Renewals and options for SEH groups that are subject to Federal Mental Health Parity must have renewal options run by Underwriting.&nbsp; As a result, you will need to request options with sufficient lead time to allow for the release of the options/presentation to the group/submission of the paperwork by the submission deadline.&nbsp; Please allow for at least a one week turnaround for all requested options.<strong><em></em></strong></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><em><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></em></strong></p>
<p class="MsoListParagraph" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; color: #1f497d; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-style: italic;"><span style="mso-list: Ignore;"><span style="font-size: small;">&middot;</span><span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">Renewals for SEH groups with ARRA participation are not being distributed via ROAM.&nbsp; These renewals are being manually developed and distributed by AmeriHealth to KTB.&nbsp; All renewal options must also be developed by Underwriting so please allow for at least a one week turnaround for all requested options.<strong><em></em></strong></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><em><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></em></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">Please let us know if you have any questions regarding these issues or if we can be of any assistance.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></p>]]></description>
			</item><item>
				<pubDate>2010-01-25 07:51:41 GMT</pubDate>
				<title>New Services in Aetna's Resource Connection</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=458</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-12-23 07:15:58 GMT</pubDate>
				<title>HBS -- December 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=440</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">For your information and reference, attached is the December 2009 issue of the Bulletin, our newsletter for employer groups. </span></p>]]></description>
			</item><item>
				<pubDate>2009-12-08 08:13:15 GMT</pubDate>
				<title>Important news from HealthAmerica 12-04-09</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=418</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-12-04 07:23:40 GMT</pubDate>
				<title>Updated underlying plans documents</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=413</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 10pt; color: black; font-family: &quot;Tahoma&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';">Good news! Please see the&nbsp;below update. Aetna has adjusted&nbsp;their policy around&nbsp;"underlying plans", and now require&nbsp;the FUNDING ATTESTATION form only&nbsp;for new business cases that&nbsp;have an in-network deductible of $1000 or more (single). Also,&nbsp;they have edited the form to make it easier for clients to understand.&nbsp;</span><span style="mso-fareast-font-family: 'Times New Roman';"></span></p>]]></description>
			</item><item>
				<pubDate>2009-11-12 13:43:52 GMT</pubDate>
				<title>IBC - Why does health isurance Cost So Much?</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=381</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-11-10 08:23:38 GMT</pubDate>
				<title>HBS Producer News 11-09B -- Health Care Reform Update</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=377</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ascii-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Producer News 11-09B, which provides an update on national health care reform.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description>
			</item><item>
				<pubDate>2009-11-03 09:10:53 GMT</pubDate>
				<title>New, consumer-focused ibxpress.com</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=368</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-10-21 10:48:54 GMT</pubDate>
				<title>Albert Einstein Med Center</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=353</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-10-13 15:16:44 GMT</pubDate>
				<title>Electing overage dependent coverage</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=339</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-09-28 13:25:50 GMT</pubDate>
				<title>HBS -- September 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=316</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is the September 2009 issue of the Bulletin, our newsletter for employer groups.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description>
			</item><item>
				<pubDate>2009-08-26 07:25:29 GMT</pubDate>
				<title>New policy regarding the release of Stop-Loss information to outside vendors</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=263</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">Effective October 1, 2009, Highmark Blue Shield will be implementing a new policy regarding the release of Stop-Loss information to outside vendors (including a revised format of the report).</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">The change will be implemented as a way of standardizing Stop-Loss reporting within Highmark, Inc.&nbsp; &nbsp;Attached with this email is the standardized format that will be used.&nbsp; If your vendor needs any additional information, such as prognosis information or any additional claim information, a fee for any additional reports will be charged.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">The standard monthly report will be provided at no cost to the vendor or group; however, a fee will be charged for any more complex ad hoc reports that are requested.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">Before making these changes, we did consult with other markets to understand what is "standard procedure" and "best practice" when sharing information between the health care carrier and stop-loss carriers.&nbsp; We feel our standard report will be compliant with what the industry would consider to be "standard."</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">If you have any questions, please feel free to contact your group's Highmark Blue Shield client manager for details.</span></p>]]></description>
			</item><item>
				<pubDate>2009-07-28 08:49:25 GMT</pubDate>
				<title>Health eNews - Safety tips, first aid course reimbursement, and more</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=219</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-07-06 08:53:30 GMT</pubDate>
				<title>Health Advocate Summer Reading - Electronic Personal Health Record Can Reduce Healthcare Costs</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=202</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-06-25 07:40:54 GMT</pubDate>
				<title>HBS -- June 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=191</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-05-01 13:33:01 GMT</pubDate>
				<title>Swine Flu-Highmark Communication from Preventive Health Services</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=143</link>
				<description><![CDATA[<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">Dear Wellness Coordinator,</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">The U.S. government today declared the swine flu outbreak a public health emergency. We have developed the following information for you to share with your employees/members. Attached you will find an 8x11-inch flier or 11x17-inch tabloid poster with information about Swine Flu to help keep your workforce and their families healthy.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">(See attached file: Swine Flu Flier-HBS.pdf)(See attached file: Swine Flu</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">Poster-HBS.pdf)</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">(See attached file: Swine Flu Flier-UB.pdf)(See attached file: Swine Flu</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">Poster-UB.pdf)</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">For more information on Swine Influenza A/H1N1, contact the Pennsylvania Department of Health at 1-877-PA-HEALTH or visit </span><a href="http://www.health.state.pa.us/"><span style="font-size: small; color: #0000ff; font-family: Consolas;">www.health.state.pa.us</span></a><span style="font-size: small; font-family: Consolas;">.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">More Swine Flu information is available at:</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="mso-spacerun: yes;"><span style="font-size: small; font-family: Consolas;">&nbsp;&nbsp; </span></span><a href="http://www.dsf.health.state.pa.us/health/site/default.asp"><span style="font-size: small; color: #0000ff; font-family: Consolas;">www.dsf.health.state.pa.us/health/site/default.asp</span></a></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="mso-spacerun: yes;"><span style="font-size: small; font-family: Consolas;">&nbsp;&nbsp; </span></span><a href="http://www.cdc.gov/swineflu/key_facts.htm"><span style="font-size: small; color: #0000ff; font-family: Consolas;">www.cdc.gov/swineflu/key_facts.htm</span></a></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">You can download PSA&rsquo;s, podcasts, videos and other promotional materials</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">at:</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="mso-spacerun: yes;"><span style="font-size: small; font-family: Consolas;">&nbsp;&nbsp; </span></span><a href="http://www.cdc.gov/flu/professionals/flugallery/index.htm#nivwflupsa"><span style="font-size: small; color: #0000ff; font-family: Consolas;">http://www.cdc.gov/flu/professionals/flugallery/index.htm#nivwflupsa</span></a></p>]]></description>
			</item><item>
				<pubDate>2009-04-16 07:14:09 GMT</pubDate>
				<title>Important information about self-injectables drug changes</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=128</link>
				<description><![CDATA[<p><span style="font-size: small; font-family: HelveticaNeueLTStd-Md;"></span></p>
<p><strong><span style="font-size: small; font-family: HelveticaNeueLTStd-Md;"><span style="font-size: small; font-family: HelveticaNeueLTStd-Md;">
<p align="left">Independence Blue Cross (IBC) is committed to finding real solutions to complex health care issues facing our customers today so that we can continue to build the good health of our members; provide convenient access to affordable, quality care; and strengthen the health of our community. Our latest initiative addresses the challenges associated with self-injectable medications.</p>
<p align="left">In an effort to provide greater access to self-injectable medications for our members and better manage the cost of these drugs, we are changing the way we cover self-injectable drugs effective January 1, 2010. Below are some questions and answers to help explain these changes and why we are making them.</p>
<p align="left">Please click on the attachment for the full article.</p>
</span></span></strong><span style="font-family: HelveticaNeue-MediumCond;">
<p>&nbsp;</p>
</span></p>]]></description>
			</item><item>
				<pubDate>2009-04-07 20:57:38 GMT</pubDate>
				<title>HBS -- April 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=111</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is the April 2009 issue of the Bulletin,&nbsp;Highmark's newsletter for employer groups.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description>
			</item><item>
				<pubDate>2009-04-07 20:30:53 GMT</pubDate>
				<title>HBS Producer News 04-09A --  ShortTermBlue Information</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=104</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Producer News 04-09A, which provides information regarding ShortTermBlue.<span style="mso-spacerun: yes;">&nbsp; </span>Also, attached are copies of the ShortTermBlue product brochure, application instructions, application and the Producer&rsquo;s Certificate for your immediate use.</span></p>]]></description>
			</item><item>
				<pubDate>2009-04-07 20:30:24 GMT</pubDate>
				<title>HBS Producer News 04-09A --  ShortTermBlue Information</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=103</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Producer News 04-09A, which provides information regarding ShortTermBlue.<span style="mso-spacerun: yes;">&nbsp; </span>Also, attached are copies of the ShortTermBlue product brochure, application instructions, application and the Producer&rsquo;s Certificate for your immediate use.</span></p>]]></description>
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