Product Overview > Group Plans > Legal

Kistler Tiffany Benefits has selected LCG, Ltd. - H.E.L.P.™ as its exclusive provider of group legal plans.

H.E.L.P.™ (Hands-On Employee Legal Plan) is the region's most highly acclaimed employee legal plan. This product is completely unlike the old limited pre-paid legal plans. It is 100% unique, comprehensive, and provides simply incomparable service and benefits. We at Kistler Tiffany Benefits are proud enrollees since 1999.

Every enrollee receives comprehensive legal services without paying attorney fees. There is no multi-level marketing, no hidden fees, no law associates, no law clerks, and no fee-generating counsel. All benefits are provided without limits of any kind. Every member can speak with counsel as often as they like, for as long as they like, with no retainer fees, contingency fees, or attorney fees whatsoever. Only quality attorneys who are selected through a stringent in-depth process service the plan. H.E.L.P.™ provides incomparable benefits, has an impeccable service record, the lowest available rates, and generous broker commissions. Your employee benefit clients will want to offer H.E.L.P.™ for reasons you haven't even considered.

H.E.L.P.™ is widely recognized as the employee benefit that benefits the employer. Employee absenteeism now costs employers up to an average of $732 per employee every year, but that can be reduced or even eliminated with H.E.L.P. ™. Employees handling legal problems on their own results in employee absences, low morale, high stress, misuse of sick days, and unnecessary overtime. H.E.L.P.™ offers a sensible and cost effective solution, providing employees with experienced counsel to handle legal matters on their behalf, thereby reducing unnecessary absenteeism. However, the employee can never use the service against the employer in any matter whatsoever (ex: no worker's compensation, no harassment, no discrimination, etc.).

The results offer tremendous value to the EMPLOYER:

• Less use of employer time and resources for personal matters.
• Increased Employee Productivity, Focus, Efficiency and Morale
• Decreased Employee Downtime, Absenteeism, Distractions, Personal Days

DID YOU KNOW?

48% of all employees polled take time off to resolve legal matters, costing companies over $732.00 per employee.

88% of American employees deal with consumer problems with legal implications.

50% of employees deal with financial issues requiring legal attention.

90% of employees deal with family matters that include legal issues.

50% of Americans have an ongoing legal question or problem, yet 70% of them are neither receiving legal assistance nor even seeking it.

The average American is 3 times more likely to be involved in a lawsuit than be admitted to a hospital.

One out of three law-abiding Americans will have some sort of legal problem annually.

Studies show that employees seek counsel only after a minor problem has become serious because they:

• Believe their questions or concerns are too small to warrant counsel
• Hope or believe their problem will simply go away
• Don't know how to find or choose the right attorney for their problem
• Utilize self-help books and attempt to solve the problem themselves
• Fear that utilizing an attorney will cost too much
• Fear that legal process and fear attorneys

In 2005, LCG, Ltd. is celebrating its tenth year of excellence with the opening of newly constructed corporate headquarters convenient to all brokers in our region:

LCG, Ltd.- H.E.L.P.™
Corporate Headquarters
50 Monument Road
Bala Cynwyd, Pennsylvania 19004
1-888-667-6150; Fax 1-610-667-6154

Send the following information to your Kistler Benefits Representative to receive a full product proposal:

• Name and location of group
• Total number of employees
• Employer-Paid or Voluntary

Learn more about Group Legal Coverage
GroupLegalPlanServicesQandA.pdf