Product Overview > Group Plans > Medicare Supplement

Why is this type of coverage important?

Medicare is the federal health insurance program for: people 65 years of age or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure with dialysis or a transplant, sometimes called ESRD). Medicare has several components; however, does not provide complete coverage. The average Medicare beneficiary pays 50% of costs out of pocket or through private insurance premiums.

There are several reasons you may need to obtain Medicare Supplement information for a client. They may be:

1. Just turning age 65
2. Under age 65 Medicare eligible
3. Don't like current Medicare Supplement plan
4. Carrier is terminating client's plan
5. Client is over age 65 but never enrolled in Medicare's Supplement plan and want one now.

How is this type of coverage purchased?

Different rules apply depending on your client's current situation:
Make this a question…

1. Guaranteed Issue
2. Pre-Existing Condition
3. Open Enrollment

Purchase a Medicare supplement plan for your client as the policyholder with the assistance of an agent that specializes in Medicare related issues.

How to learn more:

An online Medicare Quote Request is available by clicking on this link: http://www.ktbrokerage.com/
Contact Kistler-Tiffany Benefits' Medicare Supplement Specialist
Ross Schriftman, RHU, LUTCF
Phone (215) 682-7075 | Fax (215) 682-7076
For general Medicare information, please feel free to visit: www.medicare.gov